A rich man digs for gold and a poor man is concerned on the price of the shovel.
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Focus on being financially free instead of debt free. When you are financially free you have the ability to do whatever you want. However, when you create smart debt with cash-flowing assets, your debt slowly gets retired by the pay down of tenants and inflation. Remember, you can’t shrink your way to wealth. If you want wealth you need to expand your way to it.
If you want a big real estate portfolio and get all the advantages that real estate gives you, you can do it through smaller down payments and have your debt controlled.
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